FHA loan limits for Wisconsin in 2022

FHA loans, or “helper loans,” are backed by the Federal Housing Administration to help first-time buyers or buyers with less-than-perfect credit purchase a home. The FHA takes on a higher amount of risk in order to provide buyers with these loans, so loan limits are placed to cap how much money borrowers can request.

Most Wisconsin counties have a 2022 FHA loan limit of $420,680. While a couple of the more expensive counties have a higher limit of $448,500, including:

• Pierce and St. Croix County

2022 FHA loan limits for Wisconsin counties

If you’re considering an FHA loan in 2022, here are the FHA loan limits for each county in Wisconsin.

Remember, some cities span more than one county. Ask your REALTOR® or lender about the loan limit you can expect if you’re searching for homes near county lines.

Moving forward with a mortgage in 2022

Purchasing a home will likely be one of your largest financial investments — and your mortgage matters. To move forward with the process of buying a home and selecting a loan type, contact Edina Realty or your agent today. We’re here for you, seven days a week.

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