Edina Realty Mortgage

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Mortgages made easy

Getting pre-approved gives you a clear picture of your buying power and shows sellers that you’ll be able to secure financing to purchase their home.

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Edina Realty Mortgage Guarantee

Close on time and win in multiple offer scenarios with the Edina Realty Mortgage Guarantee!

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Calculate your mortgage payment

See how home price, interest rates and down payment affect your monthly payment.

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Fast track your mortgage application

Our new XLR8 program for conventional mortgages streamlines and verifies your information in minutes!

Homebuying and financing simplified

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Whether you are buying a new home or refinancing, our affiliated lender Edina Realty Mortgage provides the convenience of one-stop shopping and fast, efficient service. Purchase and refinance mortgage loan options include conventional, FHA, VA, renovation and jumbo financing, as well as down payment assistance programs.

Get in touch with an Edina Realty Mortgage specialist

Need help financing a new home or refinancing your current property? Find a mortgage expert in your area.


Prosperity Home Mortgage, LLC may operate as Prosperity Home Mortgage, LLC dba Edina Realty Mortgage in Minnesota and Wisconsin. ©2024 Prosperity Home Mortgage, LLC dba Edina Realty Mortgage. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.

Introducing MyAtlas™ at Edina Realty

MyAtlas at Edina Realty is a digital tracker for your homeowner experience. As the starting point for all your Edina Realty services, you can easily monitor your progress along key milestones to buying or refinancing your home, all while staying in close contact with your trusted team of advisors. To access MyAtlas, simply log in to your EdinaRealty.com account, and click on the MyAtlas Milestones in the dropdown menu. To learn more, visit the MyAtlas FAQ page or reach out to one of our mortgage consultants.

Frequently asked questions

Do I need to put 20 percent down to qualify for a mortgage?

There are several loan options available that do not require 20 percent down. Depending on the loan type, you will probably pay private mortgage insurance (PMI) if you put less than 20 percent down. Learn more here or find a mortgage loan officer who can provide details options.

How much of my income should I spend on a mortgage payment?

Many experts recommend spending a maximum of 28 to 35 percent of your pre-tax income on your housing expenses. Other debt obligations like student loans and car payments are factored in when you apply for a loan, but you should also consider your personal expenses such as groceries and entertainment when determining how much you want to spend. Learn more about this topic, or get connected with a mortgage loan officer who can help you determine what you can afford.

What is a VA loan?

The U.S. Department of Veterans Affairs (VA) offers a unique home loan program that helps active and retired military veterans purchase a home. Features include: No down payment requirement, no monthly mortgage insurance premium, competitive interest rates and low closing costs. Learn more about VA loans here or find a professional mortgage loan officer who can help you get started.

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Status Definitions

For sale: Properties which are available for showings and purchase

Active contingent: Properties which are available for showing but are under contract with another buyer

Pending: Properties which are under contract with a buyer and are no longer available for showings

Sold: Properties on which the sale has closed.

Coming soon: Properties which will be on the market soon and are not available for showings.

Contingent and Pending statuses may not be available for all listings